Sunday, August 26, 2007

Bathroom Decor Featuring Sandpipers

Sandpiper bathroom decor can be fun to assemble. This small, short-legged shore bird, skittering across the sand, is found in many places. To many, it is symbolic of a day at the shore. The shore might be country or city, sandy or rocky. Sandpipers are found most places where sea and beach meet.

Sandpiper bathroom decor will be most readily achieved by starting with one focal object and building your theme around it. A picture, for example.

Sandpiper Picture

Find a painting, print, or photo of sandpipers. If you are working with a small budget, an inexpensive 10" x 12" print is fine. We found a delightful print with 6 small brown and white sandpipers skittering along a sandy beach. Here and there, the sand held small spots of blue-gray water. Behind the birds, ocean waves broke in varying shades of blue with white tips. It would make an excellent starting place for Sandpiper bathroom decor. It would introduce both your theme and your colors.

Sandpiper pictures and photos sometimes include a lighthouse or other maritime item. Find one that appeals to you and, if possible, includes the colors you want to use in your bathroom decor. Choose a serene picture rather than a stormy one to give a peaceful look to your bathroom decor. If you can get two or three coordinated prints, your Sandpiper bathroom decor will be off to a good start. Frame your print or prints in a narrow, silvered white frame to maintain the beach atmosphere.

Wall Paint

Use the lightest, sandy tan from your picture for the upper walls. Paint them with washable latex, or use water-resistant, light tan grasscloth. Paint the ceiling white to go with the Sandpiper's markings and the froth of the breaking waves.

Wall Tile

Continue your Sandpiper bathroom decor in 8" x 13" glazed ceramic wall tiles for the lower 36" to 42" of the walls. Choose one of the shades of blue from the ocean in your Sandpiper picture.

Line the top of the wall tiles with curved listello tiles in a blue and white design. Think of this as a transition between the ocean and beach.

Floor Tile

Continue your Sandpiper bathroom decor across the floor with blue-gray tiles to coordinate with the colors in the picture. Use 12" by 12" glazed ceramic tiles on the floor. Install the tiles diagonally to give a spacious look as though looking out across the ocean. For the most spacious look, use light blue-gray instead of darker shades.

Vanity and Fixtures

White vanity and fixtures will make your bathroom a tranquil place that is as light and bright as a beautiful day at the shore.

Bathroom Accessories

Sandpiper bathroom decor will, of course, call for more sandpiper items than a picture or two on the wall. We found these examples in the "Waters Edge" collection, an ensemble of bathroom decor by the Hautman Brothers.

1. Shower curtain: Ocean waves sweep down from near the curtain's top, ending in sand at the bottom. Sandpipers dodge seashells as they scurry across the sand. Hang it with tan seashell shower curtain hooks. The shower curtain is highly patterned, and will be difficult to coordinate with your pictures. The author prefers a more peaceful look, using a light sandy tan shower curtain without pattern to blend with your walls. Alternatively, an off-white or light tan shower curtain with a pattern of sparsely scattered seashells would work well.

2. Towel sets: Coordinating towels and washcloths feature the theme of the shower curtain, richly colored sandpipers skittering across the bottom of each. If you choose to use the Water's Edge shower curtain, light tan towels would be a better choice here unless your bathroom is very large.

3. Bath rug: The "Waters Edge" bath rug features lighter shades of blue and tan, and would complement any Sandpiper bathroom decor.

4. Other Accessories: Other accessories in this collection will help you achieve a restful Sandpiper bathroom decor. Wastebasket, tissue box cover, lotion dispenser, tumbler, soap dish, and toothbrush holder all feature a base of light blue ocean waves with white tops. Above this, textured ceramic appears to be made of sand from the shore.

Accents

Add a finishing touch to your bathroom decor with greenery. Use live or quality silk plants in muted green shades typical of seashore grasses. Or find plants with the shiny green of pickleweed and other seashore succulents.

Helpful Tip

All bathroom decor themes need balance. When you use the Sandpiper bathroom decor theme, keep patterns and colors to a minimum. Let artwork set the tone. In the discussion above, we used shades of blue and tan. Use the 60-30-10 rule with your colors. Shades of tan will make up 60 percent of the color in your bathroom decor. Blue shades will account for 30 percent of your color. Green accents will be 10 percent of your color.

Disclaimer: The author is not employed by, nor does she sell merchandise from any company mentioned in this article. She refers to such only by way of example in providing educational information on bathroom decor.

2007, Anna Hart. Anna Hart invites you to read more of her articles about bathroom decor at http://www.easybathroomremodeling.com. Anna has also posted articles on that site about bathroom remodeling. If you want to learn about bathroom remodeling with wainscoting, you wont want to miss her article on the subject.

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Are There Military Auto Loans?

Men and women in active duty in the forces can obtain finance from a military auto loan to purchase a new or used vehicle. There are even options to refinance current auto loans for lower rates or longer repayment programs and therefore, lower monthly payments. These loans have many benefits when compared to regular auto loans. Lets analyze these benefits and the requirements for approval of military auto loans:

Advantages of Military Auto Loans over Regular Auto Loans

Military auto loans feature more advantageous terms than other auto loans. For instance, you can obtain lower interest rates. Its not uncommon to hear that this is due to the fact that lenders subsidize these loans themselves. However, there is another way to see this: since military personnel is more reliable in terms of income and continuity in the job, the risk for the lender is lower and therefore it is easier to offer lower interest rates and still obtain profit.

Besides lower interest rates, military auto loans also feature more flexible repayment programs which imply lower monthly payments if the borrower wants. There is also more flexibility in terms of the loan amount you can obtain. Under the same financial circumstances, military personnel can get higher loan amounts on military auto loans than on regular auto loans.

Flexible Requirements for Approval

Military personnel can obtain auto loan programs with very flexible requirements for approval. There are however, some additional requirements that have to do with the particularities of servicing in the forces. Most lenders offer online loan application but there is also the possibility of processing everything through regular mail or even physically at the lenders headquarters.

Youll need to show proof of being actively in service. You will also need to provide an address where you are stationed and eventually the telephone number, email address, and other contact details of someone they can get in touch with if you are sent overseas that can take responsibility of notifying you of any kind of message the lender needs to send. Veteran personnel can also obtain military loans and sometimes with even more advantageous terms. These loans are called Veteran Military loans and are subsidized by government agencies or private institutions.

Bear in mind that though these loans are easier to qualify for, your credit report will still be pulled and analyzed. However, as opposed to regular auto loans, military auto loans do not require a fix residence or a steady job. Even if you just enlisted in the forces you can still qualify for a military auto loan. When it comes to regular auto loans, most lenders require at least two years on the same job to provide financing.

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Mary Wise, a professional consultant at Badcreditloanservices.com with twenty years in the financial field, prevents consumers from falling into the hands of fraudulent lenders. In her website you will find more useful tips and interesting financial articles on this and many other related topics.

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Maruti Heads on with Honda Products

Maruti is trying to tighten its loose ends in SUV and in premium sedan segment. This New Delhis one of the leading automobile manufacturers is also taking heads on with the products of Honda, this after sx4 that was launched against the city in premium sedan- now in SUV.

Maruti is ready to drive into another Honda defense structure after the sx4. Soon, it will launch its SUV which is the new grand Vitara to take on the Honda CRV. This happens to be Maruti's second experiment with the Vitara. It first launched the Vitara in 2003 but sold a menial 380, as compared to the Honda CRV, which has sold more than 7400 units since its launch in the same year. Even Hyundai Tuscon has sold 1626 units since its launch in 2005. Maruti hopes that the new 2 litre Vitara, which is priced between Rs 14-16 lakh, will bring home the numbers.

Maruti Udyog MD Jagdish Khattar said that it is small and compact and they are offering it with a price which will be very attractive.

The new grand Vitara, known as the Escudo in Japan, will be available in both the automatic and manual versions.

The new Honda CRV is a more powerful vehicle but it also comes with a heavy price tag of almost Rs 18 lakh.

Car enthusiasts along with analysts are interested to see if Maruti can win over customers with an aggressive pricing strategy.

About Maruti Udyog Limited

New Delhis Maruti Udyog Limited is one of the leading automobile manufacturers in India as well as the market leader in the car segment, both in terms of volume of vehicles sold and revenue earned. It is a leading four-wheeler automobile manufacturer in South Asia and was the first company in India to massively produce and sell more than one million cars. And it is largely credited for having brought in an automobile revolution to India.

Though the actual production commenced in 1983, Maruti Udyog Limited (MUL) was actually established in February 1981. It has produced more than 5 Million vehicles through 2004. Marutis are sold in India and various other countries, depending upon export orders. Suzuki in Pakistan and other South Asian countries sell cars similar to Marutis (but not manufactured by Maruti Udyog).

Yearly, the company exports more than 30,000 cars and has an extremely large domestic market in India selling over five hundred thousand cars annually. More than a million units of this car have been sold all over the world so far. Maruti Alto currently tops the sales charts.

As of May 10, 2007, Indian government sold its complete share to other financial institutions, making the government longer a stake holder in Maruti Udyog.

About Honda

Honda is well known for its diverse line up of quality automobiles and car parts under Honda such as Honda CRX parts and Acura name plates, and for its motorcycles, ATVs, power products, marine engines, and personal watercraft.

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Generate More Sales in ANY Affiliate Program - Part Six

ACTIVE AFFILIATES are those who sign up under you for free, then upgrade to being a paid affiliate. Those who sign up but dont upgrade within the first 72 hours are called inactive affiliates and who are unlikely to ever upgrade.

These are people you DONT invest a lot of time on. You can send them out your monthly ezine but thats as far as invested time should go.

Those who have paid to upgrade from free or just looking stage are the ones you should have regular contact in.

When I mention contact, I dont mean contact to sell more things to them, but to offer support, advise, training etc. because these are the ones that will follow you to the ends of the earth if you ask them to, if you treat them right.

Over the past 12 months I have been testing various options and theories of Affiliates who sign up for free and then become paid upgrade affiliates.

My findings although not scientific by any means has shown me that in order for ACTIVE AFFILIATES to create direct sales, they must have the right affiliate program to promote.

Ive explained previously that a great affiliate program is one that is an absolute necessity, a program that will force the buyer to have to start over again if they left your services i.e. web hosting, autoresponders.

According to the search engines there are over 2 million Affiliate Programs for web hosting and over 1 Million for autoresponder affiliate programs. What about domain name affiliate programs, can you think of any othersIm sure you can! Think necessity.

My findings also identified that a great affiliate program MUST be free to join. This gives the prospective buyer the opportunity to test-drive the product before they buy.

OK, now down to the nitty gritty where and how do you get ACTIVE AFFILIATES?

There are essentially two ways, they are:

1.Promote, promote, promote anywhere, everywhere that affiliates hang out looking for a bargain.

2.Get a professional to do it for you

Options one is the most commonly used way to find and ascertain ACTIVE AFFILIATES but my findings have shown me that this is not cost effective and is all time consuming. If you are new to the Internet, which most people are, trying to find a niche market, can be very difficult. Then you have to factor the cost of the promotions, set-up costs and time involved.

In testing this method over a period of 6 months a total of 17 people sign up as affiliates and two out of the 17 people then upgraded to paid members.

Option two and not the most common or conventional way was to hire someone who could guarantee upgrades. This you might think is the more expensive option, when in actual fact for the purpose of my testing actually worked out to be a lot cheaper. The provider handled all the work and the affiliate had to qualified twice before actually joining the program all I had to do was wait.

I brought a package that guaranteed 100 signup in 60 days. I got 174 sign ups in less than 60 days. 81 of these signups upgraded to paid affiliates that equates to just over 40% conversion rate.

I try to stay neutral in all my endeavours but I believe that for those who want to Generate More Income in ANY affiliate program, option two is definitely the way to go. I was so impressed by this type of service I decided to buy one for myself.

To your online Success!

About the Author: Gillian Tarawhiti, is Founder and CEO of Community Training Centre, an Internet Marketing firm providing Online Training and Support to the new and not so new netpreneurs. Gillian is also the author of eBay Billion Dollar Goldmine and the creator of the Multiple Ripple Effect System, 2004 Permission is granted to reprint this article in print or on your web site so long as the paragraph above is included and contact information is provided to http://www.millionairerippleeffect.com

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How to Profit from Expired Domain Name Registration

After the dot com crash, expired domain names and expired domain name traffic have been a source of potential income. It is important to inexpensively obtain the automated tools required to track the thousands of domain name registration and abandoned websites that are removed from the domain registry and become available for purchase.

Expired domain registration and the expired domain name traffic associated with them have been only available to those who had an automated system and tools.

Now, automated tools and resources are available for identifying, appraising and even buying these domain names on autopilot.

Expired domain names are those that had previously been registered to another owner. These domain name registration are available to the open market because of non-payment of the domain name renewal fees. Such domain names are returned to the open market about forty-five days after the expiration date.

Many domain names even point to fully functioning websites while many are registered for speculation. These names are registered by speculators in the hope of obtaining a profit on the resale of the domain name.

Numerous other domain names are registered for website development, but do not appear online. In a number of these cases, the domain name owners do not follow through with respect to the website development and allow the domain registration to expire.

However, there are a number of expired domain names with fully functioning websites, receiving daily traffic from the search engines, links and banner ads. The expired domain names that get this daily traffic can earn revenues if these are redirected to another website or marketed with affiliate programs.

Earning Profit from Expired Domain Names & Expired Domain Name Traffic:

1. Buying for speculation - There is now a large and highly profitable market for reselling domain registration at present, and speculators are looking out for developing technologies and trends. Evolution is constantly taking place in technology and trends. There are markets, being watched closely right now, that are expected to grow exponentially within a short span of time. It should be a good idea to locate and register expiring domain registration that are related to new trends, technology and markets in order to earn substantial profits.

2. Buying expiring domain names and redirecting the targeted traffic - Targeted keyword domain names can help to get traffic from those simply typing in keyword rich domain names into the address bar and hitting the enter key.

3. Buying expired domain name registration and putting up generic websites - Using tools like easy website building software, third party payment processors, auto responders and other applications, even a novice could put generic websites online with keyword rich domain names that should appear in the search engine rankings. These websites can be built using expired domain names to drive traffic to them and the domain registration and the developed website could then be sold together with the domain name, as a value added commodity.

4. Buying expiring domain names of websites that are already online A number of expiring domain names are, actually, already functioning websites. The owners of these websites either did not renew their domain registration for some reason or simply stopped operating the website. In fact, quite often, these websites already have traffic from links to other websites, search engine rankings and even directory listings.

5. Buying expired domain names and using them for marketing affiliate programs - Affiliate programs are a good way to acquire an online business without even having a product. Affiliate marketers redirect traffic from the affiliate website to the website of the actual product or service and charge a commission or a fee when any of the redirected traffic results in sales. Affiliate programs have become an automated turnkey solution for a number of entrepreneurs, especially novices.

One can locate and register expired domain names that closely target the market of the affiliate programs and then draw that targeted traffic into the website with expired keyword rich domain names with content that satisfies the informational needs. Then the users can be led onto the sales page of the product.

Copyright Active-Domain.com's domain registration service. All rights reserved. This article may be reprinted freely as long as you provide an active link to our website at http://www.active-domain.com

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Forex A Risky Way To Make Big Money Fast

I am not here to brag about the millions I have made tradeing forex. I am slanting this article towards the new-to-forex folks. I recommend everyone start with a practice account available for free with most any forex broker.

This is a geat way to start to help you understand how everything works and to learn about how your broker operates. Forex trading with real money is very risky but you can also make piles of money at it with no back breaking work.

The good thing about forex is the fact that most brokers will give you 200:1 leverage. This of course varies by broker and by the amount of money you hold in your trading account. So this means if you have a measly $5000 in your trading account you can control 1,000,000 dollars worth of currency. So basically $1 controls $200 worth of currency. Usually most brokers have minimums on the amount you must trade as far as lots and mini lots. A lot is usually 100,000 dollars worth but only requires you to put up $500. Most brokers go down to mini lots which is a tenth of a lot. Meaning for $50 you can control $10,000 worth of currency. What is key here is the fact that the upside is huge since your money is leveraged 200 times what you have invested. And theoretically you should be able to lose 200 times the money you have up. However this NEVER happens. As every broker I have ever traded with WON'T allow you to lose their money. So if you run out of margin (amount of money in your trading account). They will sell you out and liquidate your position automatically or automatically flagged by a computer then a human makes one click and liquidates your position.

So the upside is 200X and the downside is only the amount of money you have in your trading account AKA margin balance.

Forex is 80% emotional and realize you are trading against other emotional human beings. For evey dollar that is lost by one it is gained by another. If you are exceptionally emotional forex may not be for you. There have been times when I went to bed and woke up countless thousands up in profits.

I have lost almost $5000 on one trade before I finally got a clue that it was time to get out!

I have lost over $1000 in 15 seconds and I have made thousands a minute. One thing I have learned and am sure of is that it is a NO NO to be in a trade when The Federal Reserve Chairman is talking anywhere! It is as if he talks in code. And if you heard what he said and don't pick up on anything and stay in the trade within seconds the price could break out wildly in one direction or another even though it doesn't seem like he even said anything that meant anything.

Another time that it is best to NOT be in a trade is when the monthly NFP (non farm payroll) comes out. No matter what is said usually the price break hard up or down and despite what you think you know, it is going to move fast and selling or buying during reports can be delayed significantly. Generally during trading hours your order is filled in a split second and one click.

No matter how good you get with a practice account, don't get cocky because once you start trading with real money it is NOT going to be the same no matter what! Your psychology changes and your emotions are totally different. There is no substitute for trading with real money.

Be patient and don't get greedy. Greed is a sure way to lose every dime you have!

Elijah Marks (Kenotech) is a mortgage banker with Virginia Mortgage Bankers licensed in Virginia and South Carolina. Elijah is a mortgage buyer and seller and a real estate investor who owns and manages a small portfolio of real property in Virgina. Elijah Marks is a very experienced and successful forex trader.

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Sell Structured Settlement Annuities For Top Dollar With Professional Note Buyers

If you are looking to sell structured settlement payments, now is a great time to do it. You now have access to a nationwide pool of experienced, professional note buyers thanks to the Internet, and the increased competition means higher cash payouts for you.

A structured settlement is essentially a financial arrangement set up for victims of injury cases whereby they receive monthly payments (annuities) to cover damages, loss, medical expenses, etc. As opposed to a lump sum payment, the claimant receives a set amount each month for a specified period of time. This payment is tax free, and usually works out favorably for both parties....the victim has a steady, tax-free income source to cover bills and the defendant doesn't have to pay out a huge amount up front.

However, many people would prefer to have a large payment now rather than smaller payments spread out over a period of years, and therefore look to sell structured settlements. You see this quite often with lottery winners who opt to take a lump sum rather than monthly payments, even though it works out to less money that their total winnings.

Unlike with the lottery, though, you can't ask the defendant to pay you upfront instead. It doesn't work like that and almost all defendants/insurance companies would prefer to set up a more palatable monthly financial arrangement so they are not out of pocket a large sum of money. For this reason, you may want to sell your structured settlement annuity in its entirety or just a portion of the instrument.

Of course, just like with the lottery payment, you will not get the full amount of your settlement from the buyer. Keep in mind that he or she is assuming the risk that comes with your note, and also has to take into account inflation and other factors. So it has to make financial sense for them as well.

When you sell structured settlement payments it offers many benefits to you. For one, you are receiving a guaranteed amount of money right away, rather than waiting on much smaller monthly payments and hoping the payor doesn't default. Along those lines, another benefit is the peace of mind that comes with no longer assuming the risk that comes with any debt instrument. You just never know what the future holds, so why not sell structured settlements now and be 100% sure to receive money.

There are many options when it comes to selling your structured settlement and a qualified note buyer will spell them all out for you. Find someone with experience and a good reputation and figure out what will work best for your particular financial situation.

Jamie has been working in the finance industry for many years and is a contributing editor to http://www.selling-your-note.com. If you are looking to sell structured settlements you can find more information and get a free, no obligation quote from a top note buying professional.

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Personal Air Purifier Discovery

We live in a world full of inventors who are coming out with new and exciting products every day. The key to a good product today is convenience. It's a push button world, and a personal air purifier is no exception. What if you could have an air purifier that was small enough to take with you and could be plugged in where ever you go. If you are concerned about the air you breathe, then a personal air purifier could be just what you need. Talk about convenient. There are some units on the market today that could fit in your purse.

We can't control the environment and what is floating through the air we breathe. Things like dust, pollen, germs and bacteria are everywhere you go, including your car, home, and any other place you may think of. What you can control is the air you breathe in a smaller, more confined area. A personal air purifier allows you to make the air you breathe in a more confined area, safer and cleaner, allowing you to be healthier. Wouldn't it be nice just to be in control of some of your own space.

Lots of people work in offices where they are exposed to all kinds of germs and bacteria. You may have to ride a bus or train or subway where you are exposed to a lot of different people, or work in a factory where you are exposed to gases, smoke or other possible toxins. Most companies today are aware of the need for air purifiers, but a personal air purifier can travel with you to work. You don't have to depend on your employer looking out for you, because in a lot of cases, you are on your own.

You may spend a lot of time on the road traveling if you are a salesman or truck driver. This type of job may keep you away from home and cause you to have to stay in a motel or hotel quite frequently. There are many germs and bacteria found in a motel room. Smoke smell is very hard to get rid of and chances are, you will be exposed to smoke smell whether it is a smoking or non smoking room. A personal air purifier can be plugged in and rid the air of smoke smell. This doesn't even address dust and dust mites that would be found on the bed you would be sleeping on. Your personal air purifier will also eliminate dust and dust mites.

I'm sure you can see many reasons to own a personal air purifier and breathe easy, so what are you waiting for.

For more information on Air Cleaners and Purifiers for your home or business try visiting http://air-cleaners-and-purifiers.com, a website that specializes in providing helpful tips, advice and Air Cleaners and Purifiers resources to include Personal Air Purifier and more.

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