Sell Structured Settlement Annuities For Top Dollar With Professional Note Buyers

If you are looking to sell structured settlement payments, now is a great time to do it. You now have access to a nationwide pool of experienced, professional note buyers thanks to the Internet, and the increased competition means higher cash payouts for you.

A structured settlement is essentially a financial arrangement set up for victims of injury cases whereby they receive monthly payments (annuities) to cover damages, loss, medical expenses, etc. As opposed to a lump sum payment, the claimant receives a set amount each month for a specified period of time. This payment is tax free, and usually works out favorably for both parties....the victim has a steady, tax-free income source to cover bills and the defendant doesn't have to pay out a huge amount up front.

However, many people would prefer to have a large payment now rather than smaller payments spread out over a period of years, and therefore look to sell structured settlements. You see this quite often with lottery winners who opt to take a lump sum rather than monthly payments, even though it works out to less money that their total winnings.

Unlike with the lottery, though, you can't ask the defendant to pay you upfront instead. It doesn't work like that and almost all defendants/insurance companies would prefer to set up a more palatable monthly financial arrangement so they are not out of pocket a large sum of money. For this reason, you may want to sell your structured settlement annuity in its entirety or just a portion of the instrument.

Of course, just like with the lottery payment, you will not get the full amount of your settlement from the buyer. Keep in mind that he or she is assuming the risk that comes with your note, and also has to take into account inflation and other factors. So it has to make financial sense for them as well.

When you sell structured settlement payments it offers many benefits to you. For one, you are receiving a guaranteed amount of money right away, rather than waiting on much smaller monthly payments and hoping the payor doesn't default. Along those lines, another benefit is the peace of mind that comes with no longer assuming the risk that comes with any debt instrument. You just never know what the future holds, so why not sell structured settlements now and be 100% sure to receive money.

There are many options when it comes to selling your structured settlement and a qualified note buyer will spell them all out for you. Find someone with experience and a good reputation and figure out what will work best for your particular financial situation.

Jamie has been working in the finance industry for many years and is a contributing editor to http://www.selling-your-note.com. If you are looking to sell structured settlements you can find more information and get a free, no obligation quote from a top note buying professional.

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